Tribe lead for Credit Journey

About us

At Danske Bank we are on a mission to build the digital bank of the future - together. We champion our values: Team Up, Own It and Be Open. We drive value for our customers by simplifying complexity, working across borders, and making bold choices today for tomorrow.

The credit journey is at the heart of our ambition to transform how credit decisions, customer journeys and financing services are delivered - through digital-first, risk-smart and customer-centric ways.

The role

As Tribe Lead, Credit Journey you will lead an agile development organisation and be responsible for the bank’s groupwide credit platform covering credit application end-to-end, decisioning, establishment, and collateral management. You will lead multidisciplinary teams (product owners, business analysts, engineers, data & risk specialists, agile coaches) and work in close partnership with Risk, Finance, IT and across multiple Business Units.

Your mission is to:

• Set the strategic vision for the Credit Journey tribe in line with the bank’s Forward ’28 strategy.
• Anticipate and adapt to emerging trends and technologies in credit, risk, and financing to ensure the tribe remains innovative, competitive, and aligned with future customer and regulatory expectations.
• Lead transformation by redesigning customer journeys, digitise credit processes, improve decision quality, accelerate time-to-decision, and embed a data-first mindset.
• Build and nurture a high-performing inclusive tribe culture by attract, develop, and retain talent, promote collaboration, and remove barriers between credit, risk, technology, and operations
• Own tribe OKRs including customer experience (NPS), time-to-decision, efficiency, risk, regulatory compliance, and employee engagement.
• Shape the operating model by ensuring clear governance and efficient ways of working with end-to-end accountability
• Represent the tribe in senior leadership forums, drive stakeholder management and provide regular updates to senior leadership.

Who you are

To succeed in this role, you bring:

• Extensive leadership experience (10+ years) in credit, financing technology, or banking operations, at least several years leading large teams or tribes.
• A strong understanding of credit decision-making, risk management, and business development.
• Ability to develop and execute long-term strategies that align with organisational goals, balancing innovation, risk management, and business outcomes.
• A proven track record in driving digital transformation, preferably in credit, risk, or financing domain using data, analytics, AI, agile ways of working and automation.
• Strong business acumen, with the ability to turn strategic into actionable plans and balance growth, risk, and cost.
• Excellent stakeholder and change management skills with experience negotiating across functions, engaging senior leadership, and aligning diverse teams.
• A people-first mindset, where you inspire, coach and hold accountable while building inclusive teams and foster continuous learning.
• Fluent in English; Scandinavian language skills are a strong plus.

What we offer

A unique opportunity to shape and lead a critical function within a major Nordic bank.

A workplace that values flexibility, collaboration, and professional growth.

Competitive compensation package and benefits aligned with senior leadership positions in Danske Bank.

Access to the broader bank’s network of ~22,000 colleagues across Nordics and beyond.

A culture where you are encouraged to own it, team up and be open.

Please submit your CV (in English) and a cover letter outlining your key leadership achievements and how you would lead the Credit Journey tribe into its next phase.

We will review applications on an ongoing basis and contact shortlisted candidates for a first call. If you have any questions regarding this position please contact Åge Halvorson, Tribe Lead for Financing Business on +47 91853691 or Maiken Schoubye Peterson, Chief Management Coordinator on + 45 24675728.

We look forward to hearing how you will help us shape the future of credit at Danske Bank.